Unfortunately, data breaches and other cyber crimes are becoming way too common. In the past couple years, data breaches have resulted in major fines and legal fees – not to mention headaches – for a discount retail chain, one of the nation’s largest banks, a well-known health insurer, an entertainment network and the federal government.
But it’s not just large organizations that are susceptible to being hacked or getting a virus. Did you know that 55% of small businesses have experienced a data breach and that 53% have had multiple breaches?
A data breach can damage more than just your small-business computer system – it also can damage your reputation and put your customers and/or employees at risk. That’s why cyber insurance can be a smart precaution for any size business.
Oral health is very important to overall health. As such, many services such as preventive check-ups and cleanings are usually covered at 100%. Dental insurance also shares the cost of what would otherwise be out-of-pocket expenses. A dental plan can help ensure that you do not bear the full cost of treatment. Often, too, the insurance company has negotiated lower prices with in-network dentists. Each dollar spent on preventive services with a dentist has been estimated to save $50 on more expensive procedures (e.g. the crown or root canal you won’t have to have). The best dental plans make preventive care available at no cost and more expensive procedures, when they arise, less expensive.
Umbrella Insurance: This liability insurance can serve as an extra layer of financial protection if your business exceeds its other forms of coverage. Most insurance
Jim Stacherski and his wife, Judy, were childhood sweethearts. When, as a young man, Jim went into the army, he told Judy that he could
For many years the conventional wisdom has been that life insurance contracts ought never be treated as investments. Yet the conventional wisdom, to the extent