Understanding Umbrella Insurance for Your Business
January 27, 2020 1 Comment
Umbrella Insurance: This liability insurance can serve as an extra layer of financial protection if your business exceeds its other forms of coverage. Most insurance
Workplace Violence
Nearly 2 million American workers are victims of workplace violence each year. According to Occupational Health and Safety Administration (OSHA), workplace violence is the second leading cause in work-site deaths in the U.S. With recent high profile active shooter/work[place attacks, more business are boosting security efforts and taking added precautions to prevent acts of violence. Pixel Insurance understands these risks and offers a comprehensive policy to help companies respond and recover from such incidents.
What is An Active Shooter?
The FBI defines an active shooter as
an individual engaged in killing
or attempting to kill people in a
populated area.
In 2018 there were 27 active
shooter incidents in 16 states,
resulting in 213 deaths.
What is Covered under Active Shooter insurance?
Active Shooter policies tend to go
in to effect as soon as a person
walks onto an organization’s
property and commits a targeted
attack.
Coverage generally pays for
property damage, loss of business
income, medical expenses and
funeral costs for the victims.
Endorsement "off-site incident"
A special endorsement is available to provide coverage for an “off-site incident”, such as deadly weapon attack/workplace violence that occurs while an employee is traveling on a company business.
Client Profile
- Available for all institutions and businesses
- Educational Institutions
- Hospitality & Leisure
- Manufacturing
- Healthcare Facilities
Capacity
- Limits available from $1M to $100M
- Annual Stand Alone Policy
- $0 Retention in most Cases
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I bought a new car, explored a lot of insurance agencies through the Internet, and honestly I was confused and did not know which one to choose. So, I asked for information to my friends. Fortunately, one of my closest friends suggested me to apply to Pixel Insurance, and they offered me an affordable price. I was surprised that they speak my native language. So, with my positive experience with them, I would recommend them to my friends too.
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I had a great experience with the insurance agent from Pixel Insurance. I reached them a few days prior to my renewal and they were able to provide even a better price in comparison to the previous company. I received a quote within a few hours for my personal car insurance and even acquired the renter's insurance for a very affordable.
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Amazing company. Soltan took my info and asked me what I'm looking for and from here she went far and behind looking for the best solution, keeping me informed at my alternatives in order to get a better deal. Thanks
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